How much life insurance do you actually need?
Two minutes of real math and no health questions. Then Travis shops it across our life carriers and comes back with real prices.
- No health questions to see your number
- Your information is not sold as a lead
- Free. Carriers pay us, not you
Your number in two minutes
No examIncome, mortgage, debts, kids and what you already have. You get a coverage amount and a term length, then decide if you want quotes.
Run the numbers
Real math, the way an agent would do it.
Income for the years your family would need it, the mortgage, debts and college, less what you already have.
A needs estimate, not a quote. What it costs depends on your age and health, which Travis prices with the carriers.
The number first. The conversation second.
- Run your numbersIncome, mortgage, debts and kids. No name, no health questions.
- See your coverage and termA coverage amount and a term length that match what your family would need.
- Travis gets real pricesShopped across our life carriers. Health questions happen on the phone, not on a website.
Four kinds of life insurance, in plain English.
Term life
Coverage for a set number of years, 10 to 30. The most coverage for the money while the kids are young and the mortgage is big.
Whole life
Lasts your whole life and builds cash value. Costs more; it fits estate planning and lifelong needs.
Mortgage protection
A term policy sized to the mortgage, so the house is paid off if something happens to you.
Final expense
A smaller whole life policy that covers funeral costs and final bills, often with simple health questions.
Straight answers before you share a phone number.
Term or whole life?
For most families with a mortgage and kids, term gives the most coverage for the money during the years it matters. Whole life lasts for life and builds cash value, at a higher price.
How is the price set?
Your age, health, tobacco use, the coverage amount and the length of the term. That is why the calculator gives you a coverage amount, and your agent gets the price.
Do I need a medical exam?
Often not. Many carriers approve healthy applicants without an exam up to fairly high amounts. If one is needed, a nurse comes to you.
Isn’t my coverage through work enough?
Usually not. Work coverage is often one or two times your salary, and it ends when you leave the job.
Will anyone else call me?
No. Your information goes to Travis. It is not sold to a lead marketplace.
Two minutes to know your number.
No health questions until you want real prices.
Rate check figures are estimates for comparison only, not offers of insurance or bindable quotes. Coverage is subject to underwriting, eligibility and each carrier's filed rates and forms. Carrier availability varies by state and line of business. Carrier names and logos belong to their owners and identify companies REVOL is appointed with; showing them does not imply endorsement. Travis Love, licensed in Maryland.